Skip to main content
Class Action Symbol
Harvey NormanLatitude Credit Class Action
Harvey Norman & Latitude Finance Class Action

Opt Out Information

Information about your right to opt out of the class action.

The Harvey Norman & Latitude Finance Class Action alleges misleading and deceptive conduct regarding "interest-free" payment promotions that resulted in consumers paying hidden fees and high interest rates. The Federal Court has ruled in favour of consumers, and appeals have been dismissed.

Key Information

  • Opting out means you won't be part of this class action
  • If you opt out, you won't receive any settlement from this case
  • You could pursue your own legal action instead (at your own cost)
  • Opting out is generally irreversible

Last Updated: January 2, 2026

In a class action, opting out means you choose to exclude yourself from the proceeding. The class action will continue without you, and you will not be bound by any judgment or settlement.

Open Class Actions in Australia

Australian class actions operate on an "open class" or "opt-out" basis. This means:

  • You are automatically included if you fall within the class definition
  • You must take active steps to opt out if you don't want to participate
  • The Court sets a deadline by which you must opt out

Note: Most people do NOT opt out. Opting out is typically only relevant if you want to pursue your own separate legal action.